Test Bank Understanding Health Insurance, A Guide to Billing and Reimbursement 15th Edition By Michelle Green 2020 A+

$35.00
Test Bank Understanding Health Insurance, A Guide to Billing and Reimbursement 15th Edition By Michelle Green 2020 A+

Test Bank Understanding Health Insurance, A Guide to Billing and Reimbursement 15th Edition By Michelle Green 2020 A+

$35.00
Test Bank Understanding Health Insurance, A Guide to Billing and Reimbursement 15th Edition By Michelle Green 2020 A+

If the insurance plan has a hold harmless clause, it means that the patient

a.

is charged for fees by the health care provider, per the EOB.

b.

automatically has lower out-of-pocket health care expenses.

c.

is not responsible for paying what the insurance plan denies.

d.

was required to pay any amounts that the insurance plan denies.

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:28 AM

2. The process of reporting __________ as numeric and alphanumeric characters on the insurance claim is called coding.

a.

dates of service for procedures

b.

diagnoses and procedures/services

c.

health insurance claims identifiers

d.

national provider identifiers

ANSWER:

b

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:30 AM

3. A claims examiner employed by a third-party payer reviews health-related claims to determine whether the charges are reasonable, in addition to

a.

assigning ICD-10-CM and CPT codes.

b.

billing patients for copayments and coinsurance.

c.

determining medical necessity of services/procedures.

d.

resubmitting denied claims to health care providers.

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:33 AM

4. Which is another name for a health insurance specialist?

a.

billing specialist

b.

coding specialist

c.

health information specialist

d.

reimbursement specialist

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:35 AM

5. A claims examiner is employed by a

a.

facility to submit claims.

b.

governmental agency to process claims.

c.

physician’s office to submit claims.

d.

third-party payer to review claims.

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:36 AM

6. Which involves linking every procedure or service code reported on the claim to a condition code that justifies the necessity of performing that procedure or service?

a.

claims adjudication

b.

diagnosis coding

c.

medical necessity

d.

reimbursement processing

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:38 AM

7. The CPT manual is published by the

a.

American Billing Association.

b.

American Board of Physicians.

c.

American Dental Association.

d.

American Medical Association.

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:39 AM

8. Which is submitted to the payer requesting reimbursement?

a.

explanation of benefits

b.

health insurance claim

c.

remittance advice

d.

prior approval form

ANSWER:

b

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:40 AM

9. The Centers for Medicare and Medicaid Services (CMS) agency is located in the __________.

a.

ACF

b.

DHHS

c.

FDA

d.

OIG

ANSWER:

b

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:42 AM

10. When a health insurance plan’s prior approval requirements are not met by providers,

a.

administrative costs are reduced.

b.

patients’ coverage is canceled.

c.

payment of the claim is denied.

d.

providers pay a fine to the plan.

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 5:45 AM

11. Which coding system is used to report procedures and services on claims?

a.

CPT

b.

ICD-10-CM

c.

SNDO

d.

SNOMED

ANSWER:

a

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:13 AM

12. Which would be found on a remittance advice?

a.

detected errors and omissions from claims

b.

documentation of medical necessity

c.

payment information about a claim

d.

provider qualifications and responsibilities

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:16 AM

13. Which guarantees repayment for financial losses resulting from an employee’s act or failure to act?

a.

bonding insurance

b.

liability insurance

c.

property insurance

d.

workers’ compensation insurance

ANSWER:

a

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:18 AM

14. Medical malpractice insurance is which type of insurance?

a.

bonding

b.

liability

c.

property

d.

workers’ compensation

ANSWER:

b

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:19 AM

15. Which type of insurance covers employees and their dependents against injury and death that occurs during the course of employment?

a.

bonding

b.

liability

c.

property

d.

workers’ compensation

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:32 AM

16. The word embezzle means to _____.

a.

compensate

b.

disburse

c.

remunerate

d.

steal

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:34 AM

17. Independent contractors should purchase __________ liability insurance, which provides protection from liability as a result of errors and omissions when performing their professional services.

a.

bonding

b.

business

c.

professional

d.

property

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:44 AM

18. Which term describes the principles of right or good conduct and includes rules that govern the conduct of members

of a profession?

a.

biased

b.

ethics

c.

immoral

d.

misleading

ANSWER:

b

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:44 AM

19. The Healthcare Common Procedure Coding System (HCPCS) consists of __________ codes.

a.

CPT and national

b.

DSM and CDT

c.

ICD-10-CM and ICD-10-PCS

d.

SNOMED and SNDO

ANSWER:

a

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:44 AM

20. Health information technicians _____.

a.

assist with direct patient care

b.

document clinical information

c.

manage medical records

d.

process health insurance claims

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:45 AM

21. The organization that hires a(n) __________ is not liable for the acts or omissions of that individual.

a.

health insurance specialist

b.

health care provider

c.

independent contractor

d.

medical assistant

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:46 AM

22. During completion of a student internship, the facility will likely require students to sign a nondisclosure agreement to

protect __________.

a.

facility resources

b.

health care finances

c.

patient confidentiality

d.

quality of patient care

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:46 AM

23. Which coding system is used to report procedures and services on inpatient hospital claims?

a.

CPT

b.

HCPCS level II

c.

ICD-10-CM

d.

ICD-10-PCS

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:47 AM

24. Which does a provider usually employ to perform administrative and clinical tasks, which help keep the office or clinic

running smoothly?

a.

health information technician

b.

medical assistant

c.

nurse practitioner

d.

reimbursement specialist

ANSWER:

b

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:47 AM

25. Which organization offers the CPB exam?

a.

AAPC

b.

AHIMA

c.

AMBA

d.

CMS

ANSWER:

a

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/20/2019 4:57 AM

26. Which are published by CMS and used to report procedures, services, and supplies not classified in CPT?

a.

dental codes

b.

disease codes

c.

injury codes

d.

national codes

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:49 AM

27. Conduct or qualities that characterize a professional person are called __________.

a.

certification

b.

credentials

c.

professionalism

d.

specialization

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:50 AM

28. Which is an insurance agreement that protects business contents against fire, theft, and other risks?

a.

bonding insurance

b.

business liability insurance

c.

errors and omissions insurance

d.

property insurance

ANSWER:

d

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:50 AM

29. Which is Latin for “let the master answer,” which means that the employer is liable for the actions and omissions of

employees as performed and committed within the scope of their employment?

a.

res gestae

b.

res ipsa loquitur

c.

respondeat superior

d.

requiescat in pace

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:51 AM

30. Which defines a profession, delineates qualifications and responsibilities, and clarifies supervision requirements?

a.

job description

b.

policy and procedure

c.

scope of practice

d.

workforce development

ANSWER:

c

POINTS:

1

QUESTION TYPE:

Multiple Choice

HAS VARIABLES:

False

DATE CREATED:

7/19/2019 2:53 PM

DATE MODIFIED:

9/16/2019 6:51 AM

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